Best Vision Plans for Seniors

Need to see an eye doctor? Check out the best vision plans for seniors. Eyecare can be expensive, especially without insurance and as you get older you may find that you’ll need vision care a lot more frequently as it is common for seniors to experience deteriorating vision. Vision plans from the top insurance companies in the country can provide you with the coverage you need to restore your vision. Of course, even if you think your vision is fine, an eye doctor can also help you with problems as they come up such as glaucoma, cataracts and gradual vision loss due to age. If you are in need of a vision plan to help you with the costs of seeing an optometrist, check out these most frequently asked questions about vision plans for seniors.

 

Frequently Asked Questions ( 8 )   Add a Question

  1. Does Medicare cover eye exams?
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    Medicare can cover eye exams but not the entirety of exam costs. However, if you have diabetes, you will be eligible for a yearly eye exam, but you’ll have to pay 20% of the Medicare approved amount. Those at risk of glaucoma will also be eligible for an exam every 12 months.

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  2. Does Medicare cover treatment for macular degeneration?
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    Those suffering from macular degeneration may be covered for injectable drugs that can help treat the condition, but you will need to pay as much as 20% of the Medicare-approved amount, leaving you with a potentially hefty bill still.

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  3. Does Medicare cover eyewear?
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    For the most part, Medicare does not cover eyewear which means you’ll often need to pay out of pocket. However, if you have cataract surgery, you can get covered for corrective lenses, but only if you buy from a supplier that accepts Medicare. Nonetheless, with the right vision plan you can get coverage for corrective lenses no matter what.

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  4. What types of plans are available?
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    There are type basic types of vision plans available for seniors. One plan gives seniors a fixed amount to spend on their vision care needs, after paying a monthly premium. A discount vision plan will give you up to 20% off of vision services and you can spend as much as you want.

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  5. What can you tell me about AARP MyVision Care?
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    The AARP MyVision Care offers three different plans to choose from. These plans offer three different co-pay structures so you can select a plan within your budget. Eye exams come with a co-pay of only $10 and you’ll also get a low co-pay for all your contact lenses and eyeglasses. More than 54,000 in-network vision care providers are available or go out of network and pay the difference. These plans are only available for AARP members but coverage can extend to any dependents you may have living in your home.

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  6. What can you tell me about Humana?
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    Through Humana, you can find numerous other vision plans that can help you get affordable, comprehensive coverage for exams, lenses, frames and even Lasik surgery. Specialty lenses are also available with low co-pays. With Humana, you can save so much more on quality vision care.

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  7. What can you tell me about UnitedHealthcare?
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    United Healthcare offers some of the best vision plans available. Their vision insurance plans will help you stay within a budget and provide you with the coverage you need for eye exams and corrective lenses. Seniors of all ages are welcome and there are absolutely no waiting periods. You’ll save a ton of money by using a network vision service and eyewear providers.

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  8. What can you tell me about VSP?
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    VSP offers individual vision care plans that will give you some of the lowest out of pocket costs possible for eye exams, glasses, contacts and so much more. VSP offers the largest network of doctors and eyewear providers available where you can select from hundreds of name-brand frames to fit any budget. With their plans you can save hundreds of dollars per year. This plan even allows you to use a health savings account to pay your out of pocket costs.

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