AARP Life Insurance is designed as an insurance plan for seniors that can be used until the age of 80. It does not end after a term insurance because it is regarded as permanent characteristics of insurance plan for elderly coverage. This affordable coverage offers valuable group life insurance and it is designed exclusively for AARP members between ages 50-80. AARP Life Insurance presents an easy way to help loved ones cater for the medical cost, funeral expenses, and other bills seniors may leave behind. It is important to understand that acceptance is strictly based on health information, as no physical examination is required. This program offers members both term and permanent coverage.