Owning a pet often can often come with unexpected, and expensive, trips to the vet, yet less than one percent of pet owners purchase pet insurance to help cover the costs. If your pet becomes sick or injured, vet expenses can add up quickly, and in many cases, pet owners can't cover these costs on their own. In these cases, having pet insurance can be a huge relief, often saving pet owners hundreds, if not thousands, of dollars toward vet bills. Even though pet insurance can help make vet expenses more manageable, however, many pet owners feel that pet insurance is a waste of money or an unnecessary purchase, which can't be farther from the truth. If you're considering purchasing pet insurance, check out the following questions and answers to learn the top reasons to purchase pet insurance for your pet today!
Yes, pet insurance plans can be customized to your needs and budget, so you never need to worry about paying for coverage you'll never use.
Pet insurance costs will depend on the plan you choose, but some plans can be purchased for as little as $15 or less per month. Check with the individual pet insurance companies to learn more about plans and pricing.
The services that are covered will depend on the type of pet insurance you choose. Some policies cover routine vet visits, while others only cover services needed due to accident, injury or illness. Be sure to read the policy carefully before you sign up.
Studies show that regular vet visit can help extend the life of your pet. Pet insurance helps make the cost of those visits more manageable. In addition, if your pet is ever injured or becomes ill, you'll never need to choose between your pet and your wallet.
While routine vet visits may be manageable, there's no way to predict when you might need more extensive care for your pet. Since these situations can happen unexpectedly, having pet insurance can keep you from needing to pay a lot out of pocket in the event of an emergency.
Most pet insurance works by reimbursing you for money spent on covered expenses. In some cases, pet insurance can be used at the time of service, such as when you go in for a routine visit, but not all pet insurance offers this option. Be sure to carefully read how to properly submit claims to your pet insurance provider, in order to receive accurate and timely reimbursements.
Most pet insurance policies allow you to choose any licensed vet for your services, you can go to any vet you like. When in doubt, contact your pet insurance provider for more information.
Most pet insurance companies offer a discount if you enroll more than one pet. Check with the individual pet insurance companies to learn whether a discount will apply and how much you'll save.