High-yield savings accounts is a safe place to keep any sum of money while earning top interest rates. Online banks and credit unions don't have the expense of maintaining brick-and-mortar branches, so they can offer annual percentage rates of one percent or more -- often around 1.75 percent. While that may not sound like much, it's more than 10 times what your typical bank pays! Choosing a high-yield savings account can make the most of your money, providing financial growth with little to no risk. The three best high-yield savings accounts include Ally Online Savings, Discover Bank, and Alliant Credit Union. Read on to discover what you need to know about the best high-yield savings accounts.